Elevate your portfolio beyond average

The market doesn't wait so neither do we

Generate returns with active management

Stocks are the bread and butter of many investment strategies. That’s why we have seasoned professionals to actively manage your money.

Your situation is unique, so why settle for a method that is used for an average investor? You hire an advisor to generate returns, so you deserve someone with an actual growth mindset. Take the first step to elevating your portfolio today!

Start Generating Wealth From the Market

Sign up here to start aiming for higher returns in your portfolio!

Our Client's Success Stories

Mr. Prasad Client

Confluent Asset Management has exceeded our expectations in every way. Your firm's honesty, transparency, and professionalism have made a significant impact on our financial well-being. You crafted a personalized financial plan that aligns with our short-term and long-term goals, demonstrating their expertise and commitment to our success. Yogesh, your vast experience and knowledge are invaluable. You provided insightful advice and guidance, helping us navigate the complexities of financial management with ease. Your team's diligent oversight of our investments and consistent communication keep us well-informed and confident in our financial future. For anyone seeking exceptional financial advisory services, I highly recommend Confluent Asset Management. With Confluent, we feel confident and secure. Their honesty, transparency, and customized approach have significantly improved our financial well-being.

Mrs. Momaya Client

As a single parent, I needed a financial advisor who could provide personalized and reliable retirement planning services. Confluent Asset Management has exceeded my expectations with their exceptional expertise and dedication. The team took the time to understand my unique needs and created a comprehensive plan that ensures a stable post-retirement income. Their proactive management of my assets and clear communication have given me confidence and peace of mind. Confluent's commitment to transparency and fiduciary responsibility is truly commendable. I highly recommend their services to any single parent seeking top-quality financial guidance.

Mr. & Mrs. Desai Client

As we transitioned into retirement, we were looking for a financial advisor who could provide us with a reliable income plan and manage our assets effectively. Confluent Asset Management has been a perfect fit. Their retirement services are tailored to our needs, offering us peace of mind and financial security. Yogesh Prasad and his team have demonstrated exceptional expertise and commitment to our financial well-being. They developed a comprehensive retirement plan that ensures a steady post-retirement income and meticulously manages our assets. The transparency and fiduciary responsibility exhibited by Confluent have been invaluable. For anyone planning their retirement, we highly recommend Confluent Asset Management. We are very happy & satisfied clients!

A "simple" portfolio could be sabotaging your wealth

Markets have changed. Interest rates, inflation, and global risk factors are more volatile than ever. Yet, many investors are still using outdated strategies. Investing in things like SPY and AGG may offer simplicity, but they don’t offer flexibility, risk management, or the potential for optimized growth on your timeline.

That is why our approach is built with the intention to be adaptable. We do this by using active strategies that adjust to the market, not just by investing in passive ETFs of Funds.

It's all about your asset allocation

If your retirement portfolio is built around the classic 60/40 allocation using SPY (S&P 500 ETF) and AGG (Aggregate Bond ETF), you might think you’re playing it safe.

But in today’s market, that “average” approach may be leaving serious money on the table while still leaving you open to some volatility. Based on back-tested data, this is what an “average” asset allocation would look like compared to the Confluent allocation.

Analysis period: 1/2/2024 - 7/16/2025*

Start Adjusting Your Portfolio

The first step to building wealth through the market is having the right strategy. Speak with our team today to craft yours!

Stop buying & holding. Start growing.

An active investment process maximizes potential outcomes through strategic market timing. By actively managing an investment, the same time horizon can create different outcomes.

Stock Name (ticker)	Entry date	Exit date	Confluent active strategy	Buy & hold
Apple (AAPL)	7/31/24	10/31/24	+1.84%	-10.47%
Nvidia (NVDA)	1/31/23	10/31/24	+579.93%	+468.22%
Exxon Mobil (XOM)	4/30/24	6/30/24	-1.87%	-9.84%

We believe that sitting and waiting for success to come your way is not a strategy. Our advisors work with you to adapt and adjust strategies to navigate the markets in any situation.

This means taking advantage of positive market opportunities to outperform benchmarks, but also tactically shifting to minimize risks and negate potential losses when markets hit a downturn.

Stock selection in-depth

A smart stock investment approach offers a wide variety of customization and flexibility to invest your money as you see fit.

Click below to explore the full landscape of our active investment approach and see how the stock selection and risk management strategy can revolutionize your investment approach and bolster any portfolio.

Active management case study

We understand that before investing your hard-earned money, you need to see all the facts to make an informed decision. This includes examples of what the investment might look like.

That’s why we published a case study to show scenarios applicable to the real world in which an active investment strategy would be a powerful investment choice.

Visit our free resource library

Our team is dedicated to helping every investor achieve their financial goals, no matter what they are. As a part of this mission, we have a library of resources that cover a wide variety of investment related topics.

Whether you are interested in long-term financial planning, retirement planning, risk management or growth strategies, we have you covered.

Elevate your game today!

Sign up here to get all of our latest information about our stock selection at no cost, so you can stay ahead of the average investor on your journey to financial freedom.

Risk Disclosure*

The views, information, or opinions expressed above are solely those of the author and do not necessarily represent those of any affiliated organizations, institutions, or entities. The article is meant for informational purposes only and should not be considered as professional investment advice. Past performance is not indicative of future results. The stock market is inherently risky, and investors may lose part or all of their investment. The author does not guarantee the accuracy, completeness, or timeliness of the information provided. Any reliance you place on such information is strictly at your own risk. This article contains forward-looking statements and projections that are based on current expectations, estimates, and projections about the stock market and the overall economic environment. These statements are not guarantees of future performance and involve certain risks and uncertainties that are difficult to predict. The author is not a licensed financial advisor, and this article should not be construed as a recommendation to buy, sell, or hold any investment or security. Before making any investment decisions, readers should consult with a qualified financial advisor to discuss their situation and risk tolerance. The author may hold positions in some of the stocks or financial instruments mentioned in this article. However, this does not influence the objectivity of the content presented. This article is protected by copyright laws and may not be reproduced, distributed, transmitted, displayed, published, or broadcast without the prior written permission of the author. By reading this article, you acknowledge that you have read and understood this disclaimer and agree to hold the author and any affiliated parties harmless from any losses, damages, or consequences resulting from the use of information contained within. The SPDR® S&P 500® ETF Trust (ticker: SPY) has been used as a representative proxy for U.S. equity market exposure, and the iShares Core U.S. Aggregate Bond ETF (ticker: AGG) has been used as a proxy for U.S. investment-grade fixed income exposure. These benchmarks are presented for illustrative purposes only and do not reflect the actual holdings or strategy of Confluent Asset Management.