Why
Confluent
Asset Management
Stands Out
At Confluent Asset Management, we believe that your financial future deserves more than just investment advice—it deserves a trusted partner who prioritizes your best interests. Here’s why we are different:
Fiduciary Responsibility
Your interests first
As fiduciaries, we are legally and ethically obligated to put your financial interests ahead of our own. This is a commitment not all financial advisers can make. Our status as a Registered Investment Adviser ensures that we adhere to the fiduciary standard set by the Investment Advisers Act of 1940, meaning we must always act in your best interest when managing your portfolio.
- No commissions or hidden fees: Unlike brokers who may earn commissions for selling financial products, we have no financial incentive to promote specific investments.
- Full transparency: Every decision we make is rooted in your prosperity, not in sales targets. We focus on what benefits you, not on what profits us.
Transparent Fee Structure
Simple and Aligned
We are a fee-only advisor, which means our compensation is directly tied to the value of the assets we manage for you. There are no complicated commission-based products or hidden fees, making our fee structure straightforward and transparent.
- Our incentive is aligned with yours: We succeed when you succeed. As your portfolio grows, our compensation grows, ensuring that we are fully invested in helping you achieve your financial goals.
- Third-party custodians: You pay transaction costs directly to an independent custodian, not to us. This reinforces our commitment to impartiality and transparency in managing your assets.
Independent Custodian Partnerships
Building Trust and Transparency
We partner with trusted third-party custodians to hold your assets, ensuring a clear separation between investment management and custody of funds. This layer of independence helps safeguard your investments and provides transparency through consistent reporting.
- Independent reporting: While we generate our own performance reports, your custodian also provides regular, detailed account updates, so you always have a clear view of your financial progress.
- Account security: Having your assets housed with a third-party custodian ensures an added layer of security and trust in our management process.
Personalized Financial Advice
Tailored to Your Unique Needs
We understand that no two clients are alike. That’s why our approach goes beyond portfolio management—we offer holistic, personalized advice designed to help you reach your long-term financial goals.
- Goal-based planning: Whether you’re mapping out a retirement plan, creating an estate strategy, or navigating complex financial decisions, we are here to provide the guidance you need.
- Understanding your whole picture: We take the time to learn about you, your family, and your financial objectives. This enables us to offer customized strategies that fit your unique life circumstances.
- Comprehensive services: From investment strategy to estate planning and major life transitions, we work closely with you every step of the way to ensure you’re on track for success.
Our Commitment to Your Prosperity
At Confluent Asset Management, we don’t just manage investments—we build relationships. We are dedicated to helping you achieve financial success through a transparent, client-centered approach that puts your interests first. With us, your prosperity is our priority.
Speak with an advisor and begin your journey with a team you can trust!
