How to Read Your Early Retirement Score

0–40 points: 

Things Need to Change Fast

Based on your responses, the chances you can retire earlier than your target age are low. Changes to your retirement plan will be essential to make up ground.

41–90 points: 

Doing Ok. But Ok Isn’t Enough

Based on your responses, you have done a decent job preparing for retirement. If you want to ensure you meet or exceed your target retirement age, you need to enhance your plan. 

91–100 points: 

Things Look Solid. Don’t Get Complacent

Congrats! Based on your responses, you are on track to retire early. But a bad market turn or an unexpected hurdle can knock you off course. Be sure to review your portfolio regularly.

Can your current plan get you to your desired retirement date?

Your answers suggest you’ve made a solid start toward your retirement goals. But your score alone can’t tell you whether you’re actually on track to retire when you want.

That depends on factors your scorecard doesn’t fully measure, including your current investments, savings rate, future contributions, expected retirement spending and investment strategy.

Your Recommended Next Step

Find Out What It Would Take to Retire When You Want

Schedule a complimentary Retirement Strategy Call with Confluent Asset Management.

30 minutes · Complimentary · No obligation

We’ll review your assessment results and discuss:

✓ Where you stand today
✓ The biggest factors affecting your retirement timeline
✓ Potential gaps or risks in your current strategy
✓ What may need to change to reach your goal

Not ready to speak with an advisor?

That’s okay.

Use our Retirement Gap Calculator to get another look at your numbers.

What our clients are saying

Confluent Asset Management made our retirement planning easy and stress-free. Yogesh Prasad and his team created a solid income plan and took great care of our assets. We trust them completely and recommend their services to anyone planning for retirement.

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MR. & MRS. DESAI

Confluent Asset Management has greatly improved our financial well-being with their honesty, transparency, and professionalism. Yogesh’s expertise and personalized approach helped us create a plan that aligns with our goals, giving us confidence in our financial future.

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MR. PRASAD

As a single parent, I needed a financial advisor who could provide personalized retirement planning. Their transparency and clear communication have given me confidence and peace of mind. I highly recommend Confluent to any single parent seeking reliable financial guidance.

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MRS. MOMAYA

Most of the advisors I contacted didn't want to work with me because my account was too small. Confluent Asset Management, however, agreed to work with us anyway, and we were treated professionally throughout the process. Shout out the portfolio management team.

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MICHAEL & DEBBIE via Google

Finding Confluent Asset Management was one of the best financial decisions I've made. They built a portfolio around my goals, not a generic model, and their risk management process has been exceptional. The results have exceeded my expectations

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MONI K. via Google

Confluent went out of it's way to treat me not like another potential buyer, but as a person with real goals. They went the next level to look at my portfolio and see what was holding me back. I've recommended they speak with family and friends and so far they all say the same thing.

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PERLA CHAVEZ via Google

*All testimonials have been provided by active clients without compensation

Disclaimer

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