Smart stock strategies for income near & during retirement

Smart stock strategies for income near & during retirement Stock Strategies to make the market work for you in retirement As retirement approaches, shifting your investment strategy from growth to income becomes essential. The goal transitions from building wealth to preserving capital and generating reliable income.
Confidence amid market noise: A Confluent Asset Management Story

Imagine a typical investor, Sam (age 35), watching the markets day to day. Some weeks bring euphoria – a hot stock skyrockets and friends are jumping on board. Other days bring panic – headlines warn of market dips and there’s fear of losing money. It’s easy to be swept up by the crowd. In fact, experts note that “the fear of missing out on a profitable investment idea is often the driving force behind herd instinct”.
How to start investing with little money and grow your wealth

Many Americans believe that investing requires a fortune. However, you can start with a small amount and build wealth over time. The key is to begin early and stay consistent. Understanding different investment strategies in the U.S. market will help you maximize your returns while minimizing risks.
Investment risk & returns: How to grow your wealth safely

Investing is the fastest way to build wealth, but every investment carries some level of risk. The real challenge is balancing risk and reward while ensuring your money grows safely. Some investors chase high returns but get burned by market crashes. Others avoid risk and miss out on life-changing financial opportunities. The key to success? Understanding risk and managing it wisely.
From Main Street to Wall Street: Reading business vital signs

From Main Street to Wall Street: Reading business vital signs In Part 1 of our series, we saw how macro-govt aggregates like interest rates, inflation, GDP, and unemployment work to set the parameters of our economic universe. In this article, let’s look down and examine signals from business front lines.
How much of your income should you invest? A smart guide to growing wealth

“What if your future self could thank you for the decisions you make today?”
Every dollar you invest now is a step toward financial freedom, early retirement, and a life without money worries. But are you making the most of your income, or letting it slip away?
Interest rates, inflation, GDP growth, and unemployment: The core forces shaping economic stability

Economic forces influence everything—from the price of groceries to the cost of borrowing money and even your job security. At the heart of these forces are four fundamental indicators: interest rates, inflation, GDP growth, and unemployment. These metrics serve as the pulse of an economy, guiding central bank decisions and shaping financial markets.
How to build a retirement portfolio and protect family wealth for future generations (2025 Edition)

Retirement planning isn’t just about saving money—it’s about creating a financial legacy that supports your lifestyle and ensures future generations thrive. Whether you’re a high-income earner looking for the best retirement savings plans or want to safeguard family wealth, strategic financial planning is key. Let’s explore how to build a robust retirement portfolio, the best savings options for high earners, and ways to protect your legacy.
The ultimate guide to smart investing in 2025

Imagine this: You wake up in 2025, check your portfolio, and see steady growth even while the markets are turbulent. No sleepless nights, no financial stress. Just strategic, smart investing. Sounds ideal, right? The truth is, achieving financial security isn’t about luck; it’s about making informed decisions.
In this guide, we’ll break down how an asset management company can help, unveil the best investment strategies for 2025, and discuss ways to safeguard your wealth during economic downturns. Whether you’re a beginner or a seasoned investor, these insights will help you make money work for you.
Make low-risk investment work for you: 6 step checklist to use before investing

When trying to protect your hard-earned money, it can make a lot of sense to pursue low-risk investment options. Maintaining the wealth you have with the bonus of some return on top of it? Yes please!
Although it can sound easy, it is important to set yourself up for success from the get-go when you invest in a low-risk option. Not every investment is the same. Each will come with its own pros and cons, and while the risk will be low, there are still always risks involved that you should understand before proceeding with any investment.